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Welcome to

Card Membership

American Express Everyday card

As a Card Member, you can enjoy exclusive offers, shopping and travel benefits, and rewards just for using your Card every day.

Amex Everyday® Card

A Card designed for your everyday

The Amex EveryDay® Credit Card rewards you for how often you shop, not just how much you spend. It can help you earn more points and use them for valuable rewards.

Here’s how it works:

1. Use your Card to make 20 or more purchases in any billing period.

2. Earn 20% extra points on all those purchases less returns and credits. Terms and limitations apply1.

You can earn 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply2.

You can earn 1x Membership Rewards® point for every eligible dollar spent everywhere else.

Payment Flexibility: Whether you are managing your monthly expenses or making a large purchase, you can have the flexibility you need while continuing to earn rewards. Balances may accrue interest charges.

Learn More

Account Flexibility

Customize your account

Get the most flexibility in managing your Card Membership.

Stay on top of your account at americanexpress.com:

• Easily pay your bill online, even on the day it's due (up to 8pm MST)

• Enable personalized account alerts to help monitor your account activity and stay on top of payments

• Get 24/7 access to Account Services and Online Live Chat support

• Add Amex Offers to your card to save as you dine, shop, and more

Manage Account

Additional Card Members that you add to your account can enjoy certain Card Membership benefits.

Add Additional Card

Use your Card for all of your recurring expenses including phone, utilities, and insurance.3

Learn More

Mobile Access

Amex® Mobile app

Take advantage of your Card Membership on the go.

Stay on top of your spending and make payments from virtually anywhere.


Track spending in real-time by turning on purchase alerts to get notified when a charge is made on your Card. Get fraud alerts if we detect any suspicious activity on your account, so you can verify charges and get back to using your Card.

Get the app in the App Store℠ or Google Play™ or text GETAPP to 86509 for a link to download on your phone*. Learn more about the Amex Mobile app.4

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Available for iPhone® and iPad® running iOS 9.0+ and devices running Android 4.4+ only.

Don't see the device you use? Visit americanexpress.com on your mobile device.

*Message and data rates may apply.

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Shopping Benefits

Use your Card around the clock

You can enjoy a wide selection of benefits in addition to ones that can help protect you on eligible purchases.

Shop with more confidence knowing that eligible purchases charged on your Card can be covered by Extended Warranty5, Purchase Protection6 and Return Protection7.

Add your Card to a digital wallet so you can pay with your device even when you forget your Card at home. Plus, real-time alerts help keep you on top of your purchases.

Explore local small businesses where you can use your Card — from dining, to shopping, to entertainment, sports, and more.

Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.

Add Your Offers

Membership Rewards® Program8

Discover the rewards with your American Express® Card

The more you use your Card, the more points you can earn. Every eligible dollar you spend on your Card can earn you one Membership Rewards point.

You have the Membership Rewards program wherever you go. It's easy to check points balance, browse for rewards, get gift cards and more.

There are so many ways to treat yourself with the Membership Rewards program. You can choose rewards from over 500 leading brands, starting at just 1,000 points.

For online access, visit membershiprewards.com.

View Rewards

Travel Benefits

See where Card Membership Travel Benefits can take you

Your new Card offers Card Membership benefits that can make travel an even more rewarding experience.

Travel assistance is a phone call away with benefits like Roadside Assistance9 and Global Assist® Hotline10.

When renting a vehicle, use your eligible Card to reserve and pay for the entire rental. You may be covered if the car is damaged or stolen, and if you declined the collision damage waiver offered by the Car Rental Company. Not all vehicles are covered. Please read important exclusions and restrictions.*11

Whether you're looking for hotels, flights, cruises or vacation packages, we make it easy to plan and book a trip.

Visit AMEX Travel

*Up to $50,000 in coverage for theft of or damage to rental vehicles. Coverage is not available in Australia, Italy, and New Zealand.

Watch and explore the benefits of American Express Travel

Have a question? We can help.

Here are two simple ways to contact us 24 hours a day, 7 days a week.


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Access helpful phone numbers from our mobile app or tweet us your questions from your smartphone.

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Log into americanexpress.com and access FAQs, live chat and even share your screen with a Customer Care Professional.

Additional Disclosures

  1. How the Benefit Works

    If you make 20 or more separate purchases of goods or services in a billing period with your Amex EveryDay® Credit Card (“Card”), you earn 20% extra Membership Rewards points on those purchases less returns and credits with a date in that billing period. A transaction where you buy multiple items counts as one purchase. Purchases do not include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.

    This benefit will not apply to any limited time promotions and offers (such as a Welcome Bonus).

    Impact of Returns and Credits

    Returns and credits do not reduce your purchase count. Returns and credits will reduce the number of Membership Rewards points and extra Membership Rewards points earned.

    Example: Suppose in a billing period you make 20 purchases totaling $500 and you return a $200 item that you purchased in the same or a prior billing period. The return does not reduce your purchase count, but it does reduce the Membership Rewards points on those purchases from 500 to 300. So, in this example you would earn 20% extra on those 300 points.

    When Purchases Count

    To count purchases for this benefit, we use the date of the purchase. For example, if you make a purchase on the last day in your January billing period, it might not post to your account until your February billing period. If this happens, the purchase still counts towards your January billing period. In rare instances, a purchase may not post to your account for several billing periods. For example, extreme weather or other business disruptions may delay a merchant in submitting transactions to us. If a purchase posts to your account more than four billing periods after the purchase date, we count it for the billing period in which it posts, and not the purchase date.

    Some merchants combine separate charges into a single transaction before submitting it to us. When this happens, the combined transaction will count as a single purchase for purposes of counting towards 20 separate purchases. For example, if you charge three items to your Card at the same online merchant at three separate times over one or more days, the merchant may combine those three charges and submit them as a single transaction. In that case, that combined transaction will count as one purchase.

    Transaction Dates

    A date of a purchase, return or credit may sometimes be different from the date you made the transaction. For example, if you buy goods online, the purchase date may be the date the goods are shipped. Also, if you use your Card while traveling (on a hotel, car rental, or while on a cruise), the purchase date may be the date you complete that travel.

    General Terms

    You will typically earn the 20% extra Membership Rewards points 8-12 weeks after the billing period in which you make the 20 or more eligible purchases.
  2. For each dollar charged on an eligible purchase in each billing period on your Amex EveryDay® Credit Card from American Express, you earn one Membership Rewards® point. You earn: 1 additional point (for a total of 2 points) on the first $6,000 of eligible purchases in a calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
  3. When you use your Card for recurring bills, you are permitting the merchant to store your Card information so that the merchant can periodically charge your Card account for goods or services you purchase from the merchant. You must notify the merchant directly if you want the merchant to stop charging your Card account.
  4. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.
  5. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0953, Policy AX0953-PR, Policy AX0953-VI, or Policy EW-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000109. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau, and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Extended Warranty can extend the terms of the original manufacturer's warranty on warranties of five years or less. We match the length of the original warranty if the original manufacturer’s warranty is less than one year, and we provide one additional year if the original manufacturer’s warranty is between one year and five years. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items with physical damage, damage as a result of natural disaster, software, motorized devices and vehicles and their parts. Other important exclusions apply. You will only be covered up to the amount charged on your eligible Card; coverage is limited up to a maximum of USD $10,000 per occurrence; not to exceed USD $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. For full Terms and Conditions, see americanexpress.com/EWterms.
  6. Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0951-PR, Policy AX0951-VI, or Policy PP-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000110. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items lost by Card Member, consumable and perishable items, and motorized vehicles and their parts or accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited up to $1,000 per occurrence; not to exceed $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.
  7. Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year based on the date of purchase. Shipping and handling costs for the purchase will not be refunded. Items are eligible if they are in the original purchase condition and if they cannot be returned to the merchant from which they were originally purchased. Certain purchases are not eligible for refund, e.g. motorized vehicles, perishable items, computer software, and jewelry. Other important exclusions apply. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau, Guam and Northern Mariana Islands. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/RPterms.
  8. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

  9. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
  10. Roadside Assistance Hotline is a 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. While Roadside Assistance Hotline is available at no additional charge, the Card Member will be charged for any services or goods provided. Tow operator or locksmith can provide the following services: towing, winching, jump starts, flat tire change when Card Member has a workable spare, lockout service when key is in vehicle and delivery of up to 2 gallons of fuel. Services are available when traveling within the 50 United States, the District of Columbia, Canada, Puerto Rico and the U.S. Virgin Islands and only when Card Member is present with the eligible vehicle. This product does not cover some vehicles, e.g. rental vehicles, motorcycles, taxicabs, unlicensed vehicles, tractors and trucks over 10,000 lbs gross vehicle weight. Other important exclusions apply. We may be unable to provide you with coordination and assistance services in case of inclement weather or on roadways which restrict access to certain service providers. Lockout service may be unavailable for vehicles with transponder keys. Subject to additional important terms, conditions and exclusions. For full Terms and Conditions, call 855-431-1156 or see americanexpress.com/RAterms.
  11. While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see americanexpress.com/GAterms.
  12. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0925, Policy AX0925-PR, Policy AX0925-VI, or Policy CRLDI-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000108. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. Car Rental Loss and Damage Insurance is an excess insurance plan and will reimburse the Card Member only for losses/expenses not covered by other plans and when the Card Member uses their Card to hold or place a deposit and pay for the entire vehicle rental. Coverage applies for the first 30 days of a vehicle rental and when rented from a Rental Company. Coverage is not available for ride-sharing companies that allow individuals to rent out their personal vehicle. This product provides collision damage to the rented vehicle but does not cover such things as injuries to you, any passenger in your insured vehicle, injury to other persons, or damages to other vehicles or property. This policy does not cover some vehicles, e.g. off-road vehicles, limousines and antique cars, as described in the Terms and Conditions. Coverage not available for vehicles rented in Australia, Italy, and New Zealand; additional U.S. economic or trade sanction restrictions may apply. For full Terms and Conditions, see americanexpress.com/CRLDIterms.

American Express Travel Related Services Company, Inc., when acting solely as a sales agent for travel suppliers, is not responsible for the actions or inactions of such suppliers. We want you to be aware that certain suppliers pay us commissions and other incentives for reaching sales targets or other goals, and may also provide incentives to our travel counselors. For more information please visit www.americanexpress.com/travelterms California CST#1022318, Washington UBI#600-469-694, Iowa TA#669.